Health insurance some times known as Private medical insurance (PMI) gives you access to private medical care should you become unwell. Get access to specialists and referrals without waiting on length NHS waiting lists.
Whether you are looking to get cover for yourself or your full family or even employees of your business, knight protection can help you put health insurance cover in place to keep you safe. We offer a free consultation or review of existing cover free of any pushy sales, just solid honest advice.
In the UK health insurance is completely optional as we are lucky enough to have the NHS however, assuming you have a policy it will protect you from expensive medical bills allowing you to get treated with private medical services.
Each policy is different, some providers of health insurance will exclude pre-existing conditions and some will also include long term illness like asthma or diabetes which will require routine and regular treatment. It is best to book a free consultation and we will go through any questions you may have.
If you either change to us or take out a new policy you could get up to £250 vouchers
Knight protection specialise in providing critical illness to families in Glasgow and all over Scotland to make sure if they become ill with one of the qualifying illnesses they will receive a tax free lump sum to help deal with the disruption caused. Critical illness cover can make sure families remain financially secure and stable through tough times.
The short answer is, it depends on how much of a lump sum you are looking to receive, who is covered etc. but as a guide we can provide critical illness cover from as little as £5 per month.
Dealing with a serious illness is incredibly stressful, sleepless nights, worrying, never ending hospital appointments etc, when you add financial stress on top of that it is just too much to handle at once. Critical illness pays out a tax free lump sum which allows you time to get better without worrying about money. We would say critical illness is definitely worth it.
Not sure what company to choose? then let us get you quotes and find you the maximum amount of cover for your budget, we will present to you the best options and leave it for you to decide.
If you are looking to arrange critical illness cover but are on a tight budget our advisors can work with you to make sure there is adequate cover in place, working to meet your budget.
Knight protection is a business that specialises in critical illness amongst other protective insurance services. We can make your life easier by approaching various companies for quotes making sure you get the most for your money. Our services are also free to the consumer we are paid by the company which means there is no reason not to use a broker. We will also explain each policy its features and benefits to you in plain easy to understand English.
Each provider of critical illness cover will have a list of exclusions or things it won’t pay out on. This can differ from provider to provider so we can’t give a definitive list however some of the things to expect are some cancers, there must be a certain level of severity before it will pay out.
Science is like most things and constantly changing, to make sure your cover remains relevant and your cover is appropriate we would suggest an annual review of cover to be safe.
Most providers of critical illness insurance will have a cut off age for people which is usually about 65 or 70, however at 50 you can still get critical illness cover. If you would like a free quote get in touch today
Critical illness is one of the cheaper policies, you can get a policy for as little as £5 per month but expect to pay anything from £15-30 as you get older
Tax free lump sum to help deal with disruption
Wide range of illnesses and cancers included
Able to cover your full family including kids
Affordable premiums allow you to package life, income protection and critical illness for one affordable amount.
Yes this is actually a very important thing to consider doing. Imagine one of your children became seriously unwell, there would be just as much disruption to your life and work as if you were sick. Getting a tax free lump sum would alleviate and financial pressure and allow you to be there for your child whilst they are being treated.
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