Protect your family financially should the unexpected happen, make sure you are covered with life insurance
Our services are free to each customer, we do the hard work hunting for the best deals getting you the maximum amount of cover for your budget. We get paid off of the insurance provider so it really doesn’t make sense not to use a broker.
We start by getting to know you and understanding your circumstances, ir is very important to make sure you get the right cover so we make sure we are very thorough. Once we establish what sort of cover you need we will approach different insurance companies for quotes and come back to you with the prices.
We are passionate about helping people across Scotland get the best possible advice when it comes to taking out life insurance, every single member of our team cares about their job and will go above and beyond to make sure you have a great experience working with us and any cover you take out makes sense for your circumstances.
If you go on to change your insurance through us we will give you up to £250 love to shop vouchers.
This is something we often talk about with our clients, for most people, just like your car insurance the chances are you won’t claim your policy however on the off chance something were to happen it is far better to be prepared. If you have a house on a mortgage or you have kids that are still in school and financially dependent we would say it is crucial that you are protected. It is important to pick an amount of cover that you can comfortably afford without resenting it or risking missing the payments. for most people you can get a good amount of cover for about £1 per day
That is a good question, although all insurance companies offering life insurance offer the same basic product each company have their own benefits for different people, for example vitality is great for runners or super active people as they give discounts for achieving fitness related goals
It really depends on how much cover you decide to take out. We have basic policies starting from as little as £8 per month however we also have clients that spend hundreds of pounds per month. There are so many variables that can change the price, the quickest way to find out is to get in touch and let us get you quotes, it won’t cost you any money and we won’t pester you if you decide you aren’t interested.
Each insurance company will have differing policies but most will cover suicide if it occurs out with the first 12 months of the policy being taken out. If you are struggling mentally there is help available, the samaritans have 24/7 helplines
We also offer,
We also offer services for businesses as well as domestic customers
Yes, life insurance is subject to inheritance tax in the UK which can take a nasty chunk out of what you plan to leave behind. There is however a way round this inheritance tax, if you place your insurance into trust you can pick who you want to receive your estate whilst bypassing the inheritance tax.
Life insurance is a commitment to pay another bill each month that might be something young people don’t want to pay, but as you get older and start to have more liabilities it becomes more important that whoever you leave behind is covered financially should you unexpectedly pass away. When getting a mortgage they will quite often stipulate that you must have enough cover to pay off your mortgage should you die.
Our business operates nationally however the majority of our business is from Scotland with customers coming from Glasgow, Ayrshire & Edinburgh. If you are from out with these areas we are happy to offer you a free consultation and review of your life insurance.
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